At our core, we provide microcredit to the underprivileged in rural India without charging any interest, requiring any collateral and bounding its borrowers with a specific timeline for repayment. Along with adequate and timely credit, we are also focused on the holistic development of our Dreamers, which includes skills and entrepreneurship management, ethics & standards education, financial management and community and well-being development.
We provide microcredit to aspiring individuals who have skill and are hard-working but lack the means to start a humble enterprise to support themselves and their families. These individuals at the grassroot level have simple but promising livelihood initiative ideas. By supporting them in their entrepreneurial initiatives, we aim to help them overcome the cycle of poverty they are trapped in.
Since our foundation in 2016, we have supported 984 Dreamers, 100% of whom are making consistent repayments and 20% of whom have fully repaid their loan so that it can circulate to support another Dreamer in need.